Trip Farmer's portrait

Trip Farmer

Partner, CPA, CCIFP | Chattanooga Office

(423) 702 8148E-mail

Print LinkedIn


Working extensively with HHM’s management advisory services, Trip Farmer guides businesses through strategic growth decisions such as mergers, acquisitions, and succession planning. He manages facilitating deal structuring, investor and bank packages, forecasts and financial modeling, reorganizing, and evaluating various opportunities. He emphasizes the firm’s forward-thinking approach to a CPA’s role.

“Too often people put a CPA in a box, thinking, ‘I call them once a year and they do my tax return’,” he says. “Once clients understand all we offer I hear them say, ‘We didn’t realize what we didn’t have.’ That is very rewarding.”

As a Certified Construction Industry Financial Professional (CCIFP) – one of only 16 in the state – Trip has expansive knowledge of the construction industry and real estate development. Even so, he works with clients in various other fields including manufacturing, hospitality, and technology. They range from emerging growth startups to long-term, family-owned businesses.

“I enjoy the variety because I learn from each business, and we collaborate together within the firm to meet the client needs,” he explains. His role as a connector goes beyond HHM, leading the firm membership in BDO Alliance USA.

Trip enjoys reading, watching Federer vs. Nadal tennis matches, and traveling (he even walked the Great Wall of China). But, he mainly spends his spare time with his wife and their four young children, which bring many adventures.


  • Covenant College, BA Business

Professional & Outside Affiliations

  • American Institute of Certified Public Accountants
  • Tennessee Society of Certified Public Accountants
  • Chattanooga Tax Practitioners
  • Institute of Certified Construction Financial Professionals (CCIFP designation)
  • Construction Financial Management Association (CFMA)
  • Chattanooga Rotary Club
  • Smart Bank Local Advisory Board
  • Association of General Contractors (AGC)
  • Cornerstone Historical Preservation, Treasurer
  • Widows Harvest Ministry, Board Member
  • Land Trust for Tennessee, Chattanooga Committee Member
  • Chattanooga Homebuilder’s Association
  • Leadership Chattanooga Graduate
  • Chattanooga Neighborhood Enterprises (CNE), Past Board Member (2010-2017), Present Finance Committee Member
  • Habitat for Humanity, Past Treasurer (2009-2016)

Areas of Concentration

  • Privately-Held Businesses
  • Business Planning & Reorganizations
  • Financial Modeling, Forecasts & Projections
  • Bank Refinancing & Restructuring
  • Tax & Entity Planning
  • Hospitality
  • Fast Growth Business Startups/Private Equity Funds
  • Private Equity Funds & Portfolio Companies

join our mailing list

Chattanooga Office

1200 Market St.
Chattanooga, TN 37402
P 423.756.7771
F 423.265.8125

Memphis Office

1755 Kirby Parkway, Suite 200
Memphis, TN 38120
P 901.683.4234
F 901.763.2795

contact us

© 2020 Henderson Hutcherson & McCullough, PLLC. All Rights Reserved

An Independent Member of the BDO Alliance USA

Terms of Use | Privacy Policy

HHMCPAS letterhead