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1200 Market Street, Chattanooga TN, 37402

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1775 Kirby Parkway Suite 200, Memphis TN, 38120

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266 Inman Street E, Cleveland, TN 37311

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Mon - Fri: 8:00 am - 5:00 pm

Carl Henderson | CPA

Austin Peay State University, BS Accounting

Carl Henderson joined HHM CPAs in 1981 and was made a partner one year later. As a past managing partner for HHM, he has a wealth of experience in multiple services and industries. Right now, he specializes in estate/gift planning for individuals and succession planning for his many corporate clients. As a former Revenue Agent for the IRS, Carl stays current with his knowledge of tax law changes and brings years of expertise to estate/gift planning. He gives his clients insight about their true assets – and also helps them to determine what their main objectives are. He uses his current knowledge and ability to communicate clearly and concisely help clients see how they can stay focused on their goals while minimizing their tax risks. Once he has helped a client create a plan, Carl is available at any time to help them update it as needed or answer any questions they may have. Due to his consistent work on behalf of his clients, he has built long-term relationships that are mutually beneficial. In a similar vein, his work in succession planning provides a much-needed service to business clients. One of their biggest needs is to know that the future of their companies are in good hands. As he explores their business, he helps them to see just which qualities best define their potential leaders – and how to create and maintain a pipeline that pushes top talent into leadership roles. Carl has helped numerous companies solidify their internal promotion processes. He does this through effective succession planning and has become a trusted advisor to his clients. In addition to his duties as a CPA, Carl often serves as an expert witness before the U.S. Tax Court and U.S. Bankruptcy Court, drawing on his past career and current expertise.


  • Tennessee Society of Certified Public Accountants
  • Chattanooga History Center – Treasurer & Board Member
  • Chattanooga Housing Authority, Board Member
  • TSCPA Federal Tax Conference Committee
  • TSCPA Federal Tax Committee – Past Chairman
  • Chattanooga Area Tax Practitioners – Past Board Member
  • Estate Planning Council of Chattanooga – Past President & Board Member
  • Siskin Foundation – Past Chairman & Treasurer
  • Austin Peay State University Foundation – Advisory Board Member, 2006–present
  • Co-Chair of 2010 Chattanooga Symphony & Opera Gala



Tax Planning

Personal Financial Planning

Estate Planning


Real Estate Development

Professional Services (Doctors & Attorneys)

Business Succession Planning

Gift Planning for Individuals

Expert Witness before U.S. Tax and Bankruptcy Court

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