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1200 Market Street, Chattanooga TN, 37402

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1755 Kirby Parkway Suite 200, Memphis TN, 38120

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266 Inman Street E, Cleveland, TN 37311

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Mon - Fri: 8:00 am - 5:00 pm

Trip Farmer | CPA


Covenant College, Bachelor of Science in Accounting

Working extensively with HHM’s management advisory services, Trip Farmer guides businesses through strategic growth decisions such as mergers, acquisitions, and succession planning. He manages facilitating deal structuring, investor and bank packages, forecasts and financial modeling, reorganizing, and evaluating various opportunities. He emphasizes the firm’s forward-thinking approach to a CPA’s role. “Too often people put a CPA in a box, thinking, ‘I call them once a year and they do my tax return’,” he says. “Once clients understand all we offer I hear them say, ‘We didn’t realize what we didn’t have.’ That is very rewarding.” As a Certified Construction Industry Financial Professional (CCIFP) – one of only 16 in the state – Trip has expansive knowledge of the construction industry and real estate development. Even so, he works with clients in various other fields including manufacturing, hospitality, and technology. They range from emerging growth startups to long-term, family-owned businesses. “I enjoy the variety because I learn from each business, and we collaborate together within the firm to meet the client needs,” he explains. His role as a connector goes beyond HHM, leading the firm membership in BDO Alliance USA. Trip enjoys reading, watching Federer vs. Nadal tennis matches, and traveling (he even walked the Great Wall of China). But, he mainly spends his spare time with his wife and their children, who provide him with many adventures.


  • American Institute of Certified Public Accountants
  • Tennessee Society of Certified Public Accountants
  • Chattanooga Tax Practitioners
  • Institute of Certified Construction Financial Professionals (CCIFP designation)
  • Construction Financial Management Association (CFMA)
  • Chattanooga Rotary Club
  • Smart Bank Local Advisory Board
  • Association of General Contractors (AGC)
  • Cornerstone Historical Preservation, Past Treasurer (2012-2020)
  • Widows Harvest Ministry, Board Member
  • Chattanooga Homebuilder’s Association
  • Leadership Chattanooga Graduate
  • Chattanooga Neighborhood Enterprises (CNE), Past Board Member (2010-2017)
  • Habitat for Humanity, Past Treasurer (2009-2016)




Manufacturing & Distribution

Real Estate


Tax Planning


Accounting and Assurance

Business Planning & Reorganizations

Closely Held & Family Businesses


Tax & Entity Planning

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